EMBED FINANCING INTO YOUR MARKETPLACE.
Offer seamless checkout financing –no paperwork, no overhead, and up to 60% revenue share.
Offer seamless checkout financing –no paperwork, no overhead, and up to 60% revenue share.
White labeled.
White labeled.
API-first.
API-first.
1-click financing across 17 lenders, tailored to every customer.
1-click financing across 17 lenders, tailored to every customer.

Stop sending deals away for free. Put up to 60% of financing revenue back in your pocket.
Get paid every month without lifting a finger.
Get paid every month without lifting a finger.
See how much you're leaving on the table.
See how much you're leaving on the table.
See how much you're leaving on the table.
aVG. SALE PRICE
aVG. SALE PRICE
aVG. SALE PRICE
# FINANCED DEALS/MONTH
estimated monthly rev share
$30,2010
$30,2010
$30,2010
*estimate, not guarantee
THE EXPERIENCE
THE EXPERIENCE
A seamless experience your customers love. No more sending SSNs over email.




White-label and digital.
Customers apply through a clean, branded online experience.
White-label and digital.
Customers apply through a clean, branded online experience.
ANYWHERE YOU GO.
Monitor applications, approvals, and updates on desktop and mobile.
ANYWHERE YOU GO.
Monitor applications, approvals, and updates on desktop and mobile.
Bank-grade security.
Secure dashboards for both sides—no more sending sensitive info over email.
Bank-grade security.
Secure dashboards for both sides—no more sending sensitive info over email.
THE EXPERIENCE
THE EXPERIENCE
Designed for Scale.
Built for Marketplaces.


INSTANT LENDER COVERAGE.
Customers apply through a clean, branded online experience.
INSTANT LENDER COVERAGE.
Customers apply through a clean, branded online experience.
REAL-TIME DASHBOARD.
Your team sees every app, approval, and payout live.
REAL-TIME DASHBOARD.
Your team sees every app, approval, and payout live.
Zero risk, all upside.
100% free to use · Up to 60% revenue share on every deal.
Zero risk, all upside.
100% free to use · Up to 60% revenue share on every deal.
REAL TIME TRACKING
REAL TIME TRACKING
Empower your sales and finance teams with real-time visibility.
Substrate’s lightweight APIs and SDKs integrate directly into your checkout, CRM, and vendor dashboards.
SEAMLESS INTEGRATIONS.
Bring your own lenders and connect all your 3rd-party tools for smooth workflows.
MODERN AND SEAMLESS.
Track applications in real-time and upload documents securely with modern dashboards.
BANK-GRADE SECURITY.
Secure dashboards for both sides—no more sending sensitive info over email.



POWERING ALL OF INDUSTRY
POWERING ALL OF INDUSTRY
Substrate supports essential equipment in every industry.





















































We scaled 30% after launching financing at checkout.


“Substrate transformed our buyer conversion rates and unlocked new revenue. The integration took days, not weeks.”
“Substrate transformed our buyer conversion rates and unlocked new revenue. The integration took days, not weeks.”
“Substrate transformed our buyer conversion rates and unlocked new revenue. The integration took days, not weeks.”
— [Name], CEO of [Marketplace Name]
— [Name], CEO of [Marketplace Name]
GET STARTED
GET STARTED
Start offering financing today.
contact
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Substrate, Inc © 2025. All rights reserved.
Joinsubstrate.com is a website owned by Substrate, Inc., the parent company of Substrate Advisors, LLC. Substrate, Inc. hosts and operates substrate.com, a website that lists certain Regulation D offerings. Substrate, Inc. is not regulated in any capacity, is not registered as either a broker-dealer or funding portal, and is not a member of FINRA or any other self-regulatory organization. Substrate Advisors, LLC is an exempt reporting adviser that makes filings with the SEC and/or certain states. Substrate Advisors, LLC advises special purpose vehicles (SPVs) used in certain Regulation D offerings that are available on joinsubstrate.com. By using calder.so, you accept our Terms & acknowledge that you have read our Privacy Notice. Investments listed on bonside.com involve risks, including the risk of loss of all capital invested.
contact
Terms of Use, Privacy Policy, Disclaimers
Substrate, Inc © 2025. All rights reserved.
Joinsubstrate.com is a website owned by Substrate, Inc., the parent company of Substrate Advisors, LLC. Substrate, Inc. hosts and operates substrate.com, a website that lists certain Regulation D offerings. Substrate, Inc. is not regulated in any capacity, is not registered as either a broker-dealer or funding portal, and is not a member of FINRA or any other self-regulatory organization. Substrate Advisors, LLC is an exempt reporting adviser that makes filings with the SEC and/or certain states. Substrate Advisors, LLC advises special purpose vehicles (SPVs) used in certain Regulation D offerings that are available on joinsubstrate.com. By using calder.so, you accept our Terms & acknowledge that you have read our Privacy Notice. Investments listed on bonside.com involve risks, including the risk of loss of all capital invested.
contact
Terms of Use, Privacy Policy, Disclaimers
Substrate, Inc © 2025. All rights reserved.
Joinsubstrate.com is a website owned by Substrate, Inc., the parent company of Substrate Advisors, LLC. Substrate, Inc. hosts and operates substrate.com, a website that lists certain Regulation D offerings. Substrate, Inc. is not regulated in any capacity, is not registered as either a broker-dealer or funding portal, and is not a member of FINRA or any other self-regulatory organization. Substrate Advisors, LLC is an exempt reporting adviser that makes filings with the SEC and/or certain states. Substrate Advisors, LLC advises special purpose vehicles (SPVs) used in certain Regulation D offerings that are available on joinsubstrate.com. By using calder.so, you accept our Terms & acknowledge that you have read our Privacy Notice. Investments listed on bonside.com involve risks, including the risk of loss of all capital invested.
contact
Terms of Use, Privacy Policy, Disclaimers
Substrate, Inc © 2025. All rights reserved.
Joinsubstrate.com is a website owned by Substrate, Inc., the parent company of Substrate Advisors, LLC. Substrate, Inc. hosts and operates substrate.com, a website that lists certain Regulation D offerings. Substrate, Inc. is not regulated in any capacity, is not registered as either a broker-dealer or funding portal, and is not a member of FINRA or any other self-regulatory organization. Substrate Advisors, LLC is an exempt reporting adviser that makes filings with the SEC and/or certain states. Substrate Advisors, LLC advises special purpose vehicles (SPVs) used in certain Regulation D offerings that are available on joinsubstrate.com. By using calder.so, you accept our Terms & acknowledge that you have read our Privacy Notice. Investments listed on bonside.com involve risks, including the risk of loss of all capital invested.