EMBED FINANCING INTO YOUR PRODUCT.

Offer seamless checkout financing. No paperwork, no overhead, and up to 60% revenue share.

Offer seamless checkout financing. No paperwork, no overhead, and up to 60% revenue share.

White labeled.

White labeled.

API-first.

API-first.

1-click financing across 17 lenders, tailored to every customer.

1-click financing across 17 lenders, tailored to every customer.

Book a demo

Book a demo

Explore API Docs

Explore API Docs

“Substrate transformed our buyer conversion rates and unlocked new revenue. It took 5 minutes to set up.”

“Substrate transformed our buyer conversion rates and unlocked new revenue. It took 5 minutes to set up.”

“Substrate transformed our buyer conversion rates and unlocked new revenue. It took 5 minutes to set up.”

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Stop sending deals away for free. Put up to 60% of financing revenue back in your pocket.

Get paid every month without lifting a finger.

Get paid every month without lifting a finger.

Book a demo

Book a demo

Book a demo

See how much you're leaving on the table.

See how much you're leaving on the table.

See how much you're leaving on the table.

aVG. SALE PRICE

aVG. SALE PRICE

aVG. SALE PRICE

# FINANCED DEALS/MONTH

estimated monthly rev share

$30,2010

$30,2010

$30,2010

*estimate, not guarantee

THE EXPERIENCE

THE EXPERIENCE

A native experience your users trust. No uploads, no paperwork, no friction.

White-label and digital.

Customers apply through a clean, branded online experience.

White-label and digital.

Customers apply through a clean, branded online experience.

ANYWHERE YOU GO.

Monitor applications, approvals, and updates on desktop and mobile.

ANYWHERE YOU GO.

Monitor applications, approvals, and updates on desktop and mobile.

Bank-grade security.

Secure dashboards for both sides—no more sending sensitive info over email.

Bank-grade security.

Secure dashboards for both sides—no more sending sensitive info over email.

ENGINEERED FOR WORKFLOWS

Designed for scale.
Built for embedded partners.

INSTANT LENDER COVERAGE.

Customers apply through a clean, branded online experience.

INSTANT LENDER COVERAGE.

Customers apply through a clean, branded online experience.

REAL-TIME DASHBOARD.

Know financing is working for your users, with real-time insights.

REAL-TIME DASHBOARD.

Know financing is working for your users, with real-time insights.

Zero risk, all upside.

100% free to use · Up to 60% revenue share on every deal.

Zero risk, all upside.

100% free to use · Up to 60% revenue share on every deal.

NATIVE INTEGRATIONS

Embed financing with
a single line of code.

Substrate’s lightweight APIs integrate directly into your checkout, CRM, and other 3rd-party tools.

SEAMLESS.

One line of code. Live in minutes.

3RD-PARTY INTEGRATIONS.

Integrate with your 3rd-party tools, such as your CRM and ERP.

BANK-GRADE SECURITY.

Encrypted, compliant, and enterprise-safe.

POWERING ALL OF INDUSTRY

POWERING ALL OF INDUSTRY

Substrate supports essential equipment in every industry.

GET STARTED

GET STARTED

Start offering financing today.

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Embedded partners

Terms and Conditions, Privacy Policy

Substrate, Inc © 2026. All rights reserved.

contact

about

Embedded partners

Terms and Conditions, Privacy Policy

Substrate, Inc © 2026. All rights reserved.

contact

about

Embedded partners

Terms and Conditions, Privacy Policy

Substrate, Inc © 2026. All rights reserved.

contact

about

Embedded partners

Terms and Conditions, Privacy Policy

Substrate, Inc © 2026. All rights reserved.