EMBED FINANCING INTO YOUR MARKETPLACE.

Offer seamless checkout financing –no paperwork, no overhead, and up to 60% revenue share.

Offer seamless checkout financing –no paperwork, no overhead, and up to 60% revenue share.

White labeled.

White labeled.

API-first.

API-first.

1-click financing across 17 lenders, tailored to every customer.

1-click financing across 17 lenders, tailored to every customer.

Book a demo

Book a demo

Explore API Docs

Explore API Docs

“Substrate transformed our buyer conversion rates and unlocked new revenue. It took 5 minutes to set up.”

“Substrate transformed our buyer conversion rates and unlocked new revenue. It took 5 minutes to set up.”

“Substrate transformed our buyer conversion rates and unlocked new revenue. It took 5 minutes to set up.”

—CEO of Moss Robotics

—CEO of Moss Robotics

Stop sending deals away for free. Put up to 60% of financing revenue back in your pocket.

Get paid every month without lifting a finger.

Get paid every month without lifting a finger.

Book a demo

Book a demo

Book a demo

See how much you're leaving on the table.

See how much you're leaving on the table.

See how much you're leaving on the table.

aVG. SALE PRICE

aVG. SALE PRICE

aVG. SALE PRICE

# FINANCED DEALS/MONTH

estimated monthly rev share

$30,2010

$30,2010

$30,2010

*estimate, not guarantee

THE EXPERIENCE

THE EXPERIENCE

A seamless experience your customers love. No more sending SSNs over email.

White-label and digital.

Customers apply through a clean, branded online experience.

White-label and digital.

Customers apply through a clean, branded online experience.

ANYWHERE YOU GO.

Monitor applications, approvals, and updates on desktop and mobile.

ANYWHERE YOU GO.

Monitor applications, approvals, and updates on desktop and mobile.

Bank-grade security.

Secure dashboards for both sides—no more sending sensitive info over email.

Bank-grade security.

Secure dashboards for both sides—no more sending sensitive info over email.

THE EXPERIENCE

THE EXPERIENCE

Designed for Scale.
Built for Marketplaces.

INSTANT LENDER COVERAGE.

Customers apply through a clean, branded online experience.

INSTANT LENDER COVERAGE.

Customers apply through a clean, branded online experience.

REAL-TIME DASHBOARD.

Your team sees every app, approval, and payout live.

REAL-TIME DASHBOARD.

Your team sees every app, approval, and payout live.

Zero risk, all upside.

100% free to use · Up to 60% revenue share on every deal.

Zero risk, all upside.

100% free to use · Up to 60% revenue share on every deal.

REAL TIME TRACKING

REAL TIME TRACKING

Empower your sales and finance teams with real-time visibility.

Substrate’s lightweight APIs and SDKs integrate directly into your checkout, CRM, and vendor dashboards.

SEAMLESS INTEGRATIONS.

Bring your own lenders and connect all your 3rd-party tools for smooth workflows.

MODERN AND SEAMLESS.

Track applications in real-time and upload documents securely with modern dashboards.

BANK-GRADE SECURITY.

Secure dashboards for both sides—no more sending sensitive info over email.

POWERING ALL OF INDUSTRY

POWERING ALL OF INDUSTRY

Substrate supports essential equipment in every industry.

GET STARTED

GET STARTED

Start offering financing today.

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Embedded partners

Terms of Use, Privacy Policy, Disclaimers

Substrate, Inc © 2025. All rights reserved.

contact

about

Embedded partners

Terms of Use, Privacy Policy, Disclaimers

Substrate, Inc © 2025. All rights reserved.

contact

about

Embedded partners

Terms of Use, Privacy Policy, Disclaimers

Substrate, Inc © 2025. All rights reserved.