BUILT FOR
BUILT FOR
BUILDERS, OPERATORS, AND DOERS.
BUILDERS, OPERATORS, AND DOERS.
Fast, flexible
equipment financing.
No paperwork required.
Fast, flexible
equipment financing.
No paperwork required.
Apply and get approved in less than 24 hours.
instant apply.
Approvals in under 4 hours
instant apply.
Approvals in under 4 hours
one app.
17 lenders compete to lower your rate.
one app.
17 lenders compete to lower your rate.
Ultimate flexibility.
1-72mo terms, $1K - $20M, every credit profile and financing structure supported
Ultimate flexibility.
1-72mo terms, $1K - $20M, every credit profile and financing structure supported
No PDFs, no emails.
Apply fully online with modern dashboards.
No PDFs, no emails.
Apply fully online with modern dashboards.
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HOW DOES IT WORK?
Built for simplicity—with zero risk or overhead. Oh, and it's 100% free.
one credit app
one credit app
Your customer applies on
a portal with your branding.
Your customer applies on
a portal with your branding.
multiple offers in < 1 day
multiple offers in < 1 day
Financing terms are underwritten and vetted by the Substrate lending network.
Financing terms are underwritten and vetted by the Substrate lending network.
real time tracking
real time tracking
Close and get paid 100% up front.
Close and get paid 100% up front.
THE EXPERIENCE
THE EXPERIENCE
A seamless experience your customers love. No more sending SSNs over email.
White-label and digital.
Customers apply through a clean, branded online experience.
White-label and digital.
Customers apply through a clean, branded online experience.
Bank-grade security.
Secure dashboards for both sides—no more sending sensitive info over email.
Bank-grade security.
Secure dashboards for both sides—no more sending sensitive info over email.
Centralized tracking.
Monitor applications, approvals, and updates all in one place.
Centralized tracking.
Monitor applications, approvals, and updates all in one place.
POWERING ALL OF INDUSTRY
Substrate supports essential equipment in all industries.
GET STARTED
Refer a vendor and share 5% of lifetime financing revenue.
Lower your rates.
Our AI-underwriting and lender bidding marketplace powers the lowest APRs on the market.
Lower your rates.
Our AI-underwriting and lender bidding marketplace powers the lowest APRs on the market.
real-time tracking.
Track application status in real-time in your dashboard.
real-time tracking.
Track application status in real-time in your dashboard.
Lightning speed.
95% of applicants are approved same-day
Lightning speed.
95% of applicants are approved same-day
personalized to fit your needs.
Apply for 1-84mo terms, any financing or lease structure.
personalized to fit your needs.
Apply for 1-84mo terms, any financing or lease structure.
enterprise-grade security.
No more sending SSNs via email. Protect your privacy with secure dashboards.
enterprise-grade security.
No more sending SSNs via email. Protect your privacy with secure dashboards.
frictionless.
No more chasing email chains or PDFs. Everything is fully digital.
frictionless.
No more chasing email chains or PDFs. Everything is fully digital.
GET STARTED
Apply for financing today.
Questions? Call XXX-XXX-XXXX or email support@joinsubstrate.com.
contact
Terms of Use, Privacy Policy, Disclaimers
Substrate, Inc © 2025. All rights reserved.
Joinsubstrate.com is a website owned by Substrate, Inc., the parent company of Substrate Advisors, LLC. Substrate, Inc. hosts and operates substrate.com, a website that lists certain Regulation D offerings. Substrate, Inc. is not regulated in any capacity, is not registered as either a broker-dealer or funding portal, and is not a member of FINRA or any other self-regulatory organization. Substrate Advisors, LLC is an exempt reporting adviser that makes filings with the SEC and/or certain states. Substrate Advisors, LLC advises special purpose vehicles (SPVs) used in certain Regulation D offerings that are available on joinsubstrate.com. By using calder.so, you accept our Terms & acknowledge that you have read our Privacy Notice. Investments listed on bonside.com involve risks, including the risk of loss of all capital invested.
contact
Terms of Use, Privacy Policy, Disclaimers
Substrate, Inc © 2025. All rights reserved.
Joinsubstrate.com is a website owned by Substrate, Inc., the parent company of Substrate Advisors, LLC. Substrate, Inc. hosts and operates substrate.com, a website that lists certain Regulation D offerings. Substrate, Inc. is not regulated in any capacity, is not registered as either a broker-dealer or funding portal, and is not a member of FINRA or any other self-regulatory organization. Substrate Advisors, LLC is an exempt reporting adviser that makes filings with the SEC and/or certain states. Substrate Advisors, LLC advises special purpose vehicles (SPVs) used in certain Regulation D offerings that are available on joinsubstrate.com. By using calder.so, you accept our Terms & acknowledge that you have read our Privacy Notice. Investments listed on bonside.com involve risks, including the risk of loss of all capital invested.
contact
Terms of Use, Privacy Policy, Disclaimers
Substrate, Inc © 2025. All rights reserved.
Joinsubstrate.com is a website owned by Substrate, Inc., the parent company of Substrate Advisors, LLC. Substrate, Inc. hosts and operates substrate.com, a website that lists certain Regulation D offerings. Substrate, Inc. is not regulated in any capacity, is not registered as either a broker-dealer or funding portal, and is not a member of FINRA or any other self-regulatory organization. Substrate Advisors, LLC is an exempt reporting adviser that makes filings with the SEC and/or certain states. Substrate Advisors, LLC advises special purpose vehicles (SPVs) used in certain Regulation D offerings that are available on joinsubstrate.com. By using calder.so, you accept our Terms & acknowledge that you have read our Privacy Notice. Investments listed on bonside.com involve risks, including the risk of loss of all capital invested.
HOW DOES IT WORK?
Built for simplicity—with zero risk or overhead. Oh, and it's 100% free.
one credit app
Your customer applies on
a portal with your branding.
multiple offers in < 1 day
Financing terms are underwritten and vetted by the Substrate lending network.
real time tracking
Close and get paid 100% up front.