EMBED FINANCING INTO YOUR MARKETPLACE.
Grow sales with your own captive—
without the cost, risk, or overhead.
Grow sales with your own captive—
without the cost, risk, or overhead.
Offer branded financing to direct customers and dealer sales.
Close more deals, sell more servicing, and monetize financing.
Offer branded financing to direct customers and dealer sales.
Close more deals, sell more servicing, and monetize financing.

“Substrate transformed our buyer conversion rates and unlocked new revenue. It took 5 minutes to set up.”
“Substrate transformed our buyer conversion rates and unlocked new revenue. It took 5 minutes to set up.”
“Substrate transformed our buyer conversion rates and unlocked new revenue. It took 5 minutes to set up.”
—CEO of Moss Robotics
—CEO of Moss Robotics


Stop leaving money on the table.
See how much revenue you could earn from every financed sale
with up to 60% revenue share.
THE EXPERIENCE
THE EXPERIENCE
A seamless experience your customers love. No more sending SSNs over email.




White-label and digital.
Customers apply through a clean, branded online experience.
White-label and digital.
Customers apply through a clean, branded online experience.
ANYWHERE YOU GO.
Monitor applications, approvals, and updates on desktop and mobile.
ANYWHERE YOU GO.
Monitor applications, approvals, and updates on desktop and mobile.
Bank-grade security.
Secure dashboards for both sides—no more sending sensitive info over email.
Bank-grade security.
Secure dashboards for both sides—no more sending sensitive info over email.
REAL TIME TRACKING
REAL TIME TRACKING
REAL-TIME TRACKING
Empower your sales and finance teams with real-time visibility.


live data
live data
Track leads who stall on apps
and follow-up in real-time.
Track leads who stall on apps
and follow-up in real-time.

live data
Track leads who stall on apps and follow-up in real-time.

keep the best performers
keep the best performers
Bring your own lenders, track results, and replace low performers.
Bring your own lenders, track results, and replace low performers.

keep the best performers
Bring your own lenders, track results, and replace low performers.
THE EXPERIENCE
THE EXPERIENCE
Designed for scale.
Built for OEMs and your dealers.


BRING YOUR LENDER COVERAGE.
Customers apply through a clean, branded online experience.
BRING YOUR LENDER COVERAGE.
Customers apply through a clean, branded online experience.
REAL-TIME DASHBOARD.
Your team sees every app, approval, and payout live.
REAL-TIME DASHBOARD.
Your team sees every app, approval, and payout live.
Zero risk, all upside.
100% free to use · Up to 60% revenue share on every deal.
Zero risk, all upside.
100% free to use · Up to 60% revenue share on every deal.
POWERING ALL OF INDUSTRY
POWERING ALL OF INDUSTRY
Substrate supports essential equipment in every industry.





















































GET STARTED
GET STARTED
Start offering financing today.
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Substrate, Inc © 2025. All rights reserved.
contact
Terms of Use, Privacy Policy, Disclaimers
Substrate, Inc © 2025. All rights reserved.
contact
Terms of Use, Privacy Policy, Disclaimers
Substrate, Inc © 2025. All rights reserved.
contact
Terms of Use, Privacy Policy, Disclaimers
Substrate, Inc © 2025. All rights reserved.